Planning and Investments, Together
An ongoing advisory relationship. Planning and portfolio, fully handled.
Please note: For this service, we currently have a $750,000 investment portfolio minimum for new clients (excluding real estate).
Most people who come to us for Full Access are leaving a big financial institution, where they were over-charged, under-serviced, and left in the dark about what their future actually looks like.
We take great care to be the opposite of that. We’re fully independent, so we work directly for you, not an institution. We don’t sell anything. We advise, then help you understand your best options and choose what’s right for you.
It’s built for people who’ve done the hard part of building real assets, and now want the planning and the portfolio handled properly, by a team they trust and actually enjoy working with.
We specialize in planning and advice. We partner with select, fiduciary portfolio management firms who specialize in managing portfolios, and by regulation, they hold the highest levels of education and experience in the industry. Together we guide, implement, and maintain whatever strategies you choose to act on.
Essentially, you get two dedicated fields of expertise for the price of one. And an open-door policy on top: contact us whenever you need something and we’ll handle it, or bring in the right specialist if it’s outside our lane.
A quick, no-pressure conversation about where you’re at and what you’re hoping for. We’ll tell you honestly whether a full intro meeting makes sense, and if it doesn’t, we’ll say so.
In an online meeting, we’ll walk you through our planning process and the fiduciary firm we partner with for the investments: how we do what we do, and why we do it that way. By the end we’ll all have a good sense of whether this is a fit.
Once you’re in, we start transferring your accounts to the custodian. Then we dive in: exploring your options together, mapping out a rock-solid path, and implementing it for you.
From there we keep on top of it, refining as your life changes. Regular meetings, ongoing advice, and an open door whenever something comes up.
That part isn’t the differentiator. It’s the floor. On top of it, here’s where we put our attention:
Using best-in-class planning software, updated as your life changes.
With a fiduciary team whose only job is your portfolio.
Year after year, not just once.
The right accounts, in the right order, at the right time.
So you stop worrying about the noise.
Because they will come.
You don’t write us a cheque. One combined fee inside your portfolio covers all planning, advice and portfolio management.
Fees are tiered, so each portion of your portfolio is charged at its own rate. For example, on a $1.5 million portfolio, that works out to roughly 1.15%. On a $3 million portfolio, you’d sit at roughly 0.88%.
We do have access to options with higher fees than these, and in some cases those can still be the right call, but our bias is toward lower.
Full Access brings three specialists together, each doing what they do best. And you always have one first call: us.
We build your financial plan, guide every decision, and coordinate everyone else on this page. We’re also on retainer: regular meetings, ongoing advice and an open door whenever something comes up. Your relationship is with us, start to finish.
+ othersBold Wealth Partners Inc. is a registered Portfolio Manager. Working from your plan, their team manages your portfolio with institutional discipline. We refer clients to Bold Wealth under a written referral arrangement that is fully disclosed to you and does not increase your fees.
+ othersYour investments and assets are held in trust by Aviso, one of Canada’s largest wealth platforms, backed by Desjardins Group and Canada’s credit union centrals. Custody is CIRO-regulated with CIPF protection of up to $1M per account category.
Neither Well Built Wealth nor Bold Wealth hold your money directly. It is held in trust with the custodian. Read the full disclosures.
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